Financial Stability

United Way Helps Americans Achieve Financial Stability

As many as one-third of working Americans do not earn enough money to meet their basic needs. Wages have not kept pace with the rising cost of housing, healthcare, and education and currently, 40 million Americans are working in low-paying jobs without basic health and retirement benefits.  For families walking a financial tightrope, unable to save for college, a home, or retirement, United Way is here to help.

Our Goal

In 2019, United Way initiated an ambitious 10-year plan to Help people achieve financial stability, and help 5 million people get jobs. Strengthen workforce development programs and expand job training and work-based learning.  United Way will fight for:  Investments in high quality education and job training programs for 16-to-24-year-olds who are not in school or work, Apprenticeships and work-based learning opportunities that allow older youth and lowincome workers to gain work experience that improve job placement, and Incentivized sector-based strategies that help meet employer demand for a more educated and skilled workplace.  Expansion of the Earned Income Tax Credit for workers not raising children at home and those 21 and older, A Child Tax Credit that ensures the lowest income workers and families with young children can access a robust credit, and Permanent authorization of the Volunteer Income Tax Assistance grant program and increased investments in this public-private partnership.

Our Strategy

To address the obstacles that prevent hard working families from getting ahead financially, we launched the Financial Stability Partnership™, an initiative that promotes community-change strategies to help families meet their basic needs, while gaining the financial capability to plan for, and accomplish, their long-term financial goals. 

Over 300 United Ways and their local community partners are engaged in activities and initiatives to help build the financial stability of families in their communities. 

How You Can Help

Volunteers make United Ways’ tax assistance and financial education programs possible. We need your help, even if you don’t have an accounting background. Volunteer to help.